The Lounge 0001 [From the Beginning]

ye das how socialist programs seem to work usually lol

arbitrary hard cut offs/no algorithmic transition or something, instead a basic as tiers or whatever, that i got bumped from the like 2nd from ultra poor tier to the your just mostly poor one where i had to actually buy my own plan but they would subsidize it or whatever

but bunch of stuff dumb, cant know the price of shit/is all setup thru random backroom deals between insurance people and the clinic/hospital, different places can have vastly different prices for stuff

supposed to just get shit done, then find out the price afterwards

mine changed back since the corona thing else was just gonna not pay lol. so back to like 52$ a month and like 10 or 20 forget for office visit, like 10$ for generic prescription etc

but that made 400$ more a month so make it go up 4x is where it succs ass lel

in the us have income tax shiz, where when you get paid get money taken out for tax, but its usually more then you actually need to get taxed, and they cut you a checc for the excess, but if you werent working and gov just paid you money out for bunch of the time, then you wont get as much back later

*capitalist

I read some dumb shit on reddit where people said they called the blue cross and paid less or wanted a printed bill and they made some mistakes (like a huge bunch more that shouldn’t have been there).
not taking anything for the truth what people post there but even if it’s only like 50% exaggerated it’s a retarded system.

nah most other types of business in the us have to abide by basic consumer rights regulations, they have to tell you the price of things and such

What does this refer to? I’m too lazy to read everything posted here…

prob not a good refund if you sit on unemployment for like 6 months

Depends. You can have taxes taken out for your unemployment. Federal at 15%, state at something close to the state rate (NY it’s 5%). That’s enough to cover you so you don’t get fucked on taxes, but doesn’t contribute enough to create a big enough surplus to get a big refund, which is fine since If you’re on unemployment you usually need the money right then.

ye mean if it just breaks even and you dont get audited

if you go from making like 1500 a month to 3500, but then lose your refund of like 12-1500$

no big deal there, just kinda sucks at that exact moment in time

No, if you take the taxes out of unemployment it would keep everything else the same. It’s not the unemployment that causes the problem, it’s whatever you have taken out at your job. It could actually help if you don’t have much taken out there, if you have a ton taken out then yeah you’re getting hurt, but that’s just a function of not putting in the money you would have been earning from your job rather than the effect of adding unemployment to your income.

ye mean if you just didnt have a job for 3-6 months your refund would usually be lower as you got taxed less

so when that particular check comes and its smaller, not as fun

but when you make multiple times that in the bonus monies, pretty sweet over all

for poors anyways, if pilot or somethin then you just losin cash cause less income :X

Well yes, but actually no. It’s not that you got taxed less. If that were the case then your refund would go up ceteris paribus. It’s because you had less in withholding.

So a basic example would be, if your unemployment was somehow equal to your wages and you had 15% taken out at your job, then your refund would be exactly the same as normal. If your unemployment is less (almost always the case, though different this year of course) or more (as it could be this year with some people), then you have to look at how much you have taken from your job.

If you have more than 15% taken from your job (federal income tax withholdings only, not including SSA or Medicare), then your refund would certainly go down if you made more on unemployment, if you made less then there is a break even point that’s complicated to figure unless I have the actual information on a case by case basis.

If you have less than 15% taken from your job (same bit as earlier), then your refund could go up dependent upon income. Same sort of thing to figure on a case by case basis.

Don’t have my book here and too lazy to look it up atm, but I’m fairly sure it impacts the EIC as well so if you’re in that range there are other considerations as far as how your refund is impacted.

ye less actual number witheld, not the rate

like if you made 9k instead of 14k you wouldnt only get a reduction of like 2% or something for the rate you were supposed to be taxed at, versus like 50% increase in the amount actually witheld

So then it goes into the complicated part of that example where the answer is literally “it depends”. If you didn’t have anything withheld from your unemployment income (because too many people believe it to be non-taxable), then of course you’re refund will die to the point of potentially having to owe.

If you had the 15% withheld, then you’ll be fine as far as not having to owe. If it’s a benefit or detriment, however, also goes into the complicated part of the example to make a determination.

ye would assume worst case would be you had nothing withheld and you ended up owing money, but even then it would be way less money then you had received in total(being a fraction of what you made) although some of those same people would have no savings to deal with something like that last minute

gotta figure out my shiz for pokeman tho XD forgot to update my notes

Be me
Unemployment claim gets approved
Instantly spend $170 on cigars

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big stinks lel


still got some pokemang fucc animations can do

but also got mono brow guy i can replace with someone gotta figure out someone else to add

cleaned the cosmoline out of the mauser, holy crap took like 2 hours lol. was just hiding because ofc. but was fun to take apart so meh




and clean (Mostly, still need to get some of the cosmoline out of the stock but its mostly gone, and none left on any metal bits.)

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now its all gonna rust and smell bad tho

Lol, with the amount of cosmoline on the thing the caked up areas actually trapped water in and caused some minor rust in a few places. Now that I’m going to be using traditional oil and cleaning/using the thing regularly it’ll stay much nicer. Also smell a lot better since I use Hoppes No9 which is awesome.

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lel didnt coat it correctly then, should have been like no possible way for anything to get inbetween the metal and the stock, just oozing out, even chamber and everything just packed

but cosmoline smells better than hoppes all dae lol


had to be a dicc to the ma lel

asked if would watch dogs for one of her friends which ive met but dont really know for some weekend

but < cant be like just do favors for randoms for free, would be like kill entire weekend cause my laptop succs and would have to house sit, or drive back and forth bein like ~45min thing like 8 times lol

was tryin to like… since they know well ahead of time like end of june or something, try to find a neighbor or boarding house or something, since would be bunch of time for me that even charging a low price for labor would be like 60$ minimum, for neighbor would only be like 5-15min thing, not 15-20min drive one way before doing that thing and then driving home etc

too ez to get roped into shit when people know you do it for free, or case of beer or whatever, when doing like 50hr weeks and not sleeping well at all like 4~6hrs a day waking up like 3-4 times

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